Open Payment Initiative
See also: OPI
The Open Payment Initiative , or O.P.I. , is a project of standardization of protocol of Paiement (EPOS) and final of transfer of funds electronic (EFT).
The consortium of the Web, W3C, as well as the CommerceNet research institute jointly announced their project to develop a protocol of trade multi-industry for the payment on Internet.
History
The project began in January 1995 during a meeting and was continued until December of the same year at the time of a conference by several other participants. It was made a a whole series of demonstrations in 1996.
The project is chaired by Jim Miller W3C and of Tom Wills of CommerceNet.
Description
The electronic payments are carried out with the means of various tools like the credit cards, Carte of flow, the accounts - checks. They forward via protocols (HTTPS, SSL, smtp, TCP/IP, STT and SEPP). This project aims to the interworking of these protocols of transport of transactions to facilitate online shoppings. So that the merchants can more easily adapt to the needs for the consumers. That occurs by the security of the processes of payment and the interaction of the consom-actors.
That is opposed to the mode of current conformism solutions of payment to the closed source code which does not offer enough of freedom to the merchants and to the consumers. To take into account this initiative, it is to give again with the actors their decision-making power.
External bond
- Joint Electronic Payment Initiative
See too
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