Housing shortage

The housing shortage is a lack of housing due to a Demande of housing much more important than what is available on the Real estate market.

The housing shortage corresponds for the purchasers to a fall of the Purchasing power real.

Post-war period

In France, the housing shortage was very important in the Après-guerre, which was marked by the appearance of Bidonville S, which will be finally reabsorbed in the Années 1970.

The housing shortage especially was sharp in the years 1960.

The State launched the construction of great whole of housing public sector (HLM), built quickly.

Years 1980 in France

The Années 1980 were also marked by a housing shortage, of weaker width.

The Economic crisis causes a rise of the prices of the Immobilier, initially constant by a lengthening of the times of loan, in order to maintain constant the Annuité for the purchasers, and with Real estate speculation. The lack of liquidities ends up causing a fall of the Prix (bursting of the bubble).

Within this framework, one can quote the business of the Crédit Lyonnais in 1993, related to important loans of appropriations of State to the operators to finance by advance the investment and the real appreciation. It involved a deficit of the bank which made scandal at the time of the trend reversal.

See too

External bonds

  • land and real factors (site of the Senate)
  • " Crises and housing policies in France and to the Kingdom-Uni" (Franco-British conference, Dec. 2006, Paris)

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