Group Credit card

In France, the Groupe Credit card plays two main roles: it manages at the same time the mark Credit card , and the footbridge which establishes the link between the network domesticates French and the network Visa.
It should not be confused with the Groupement of the Bank cards CB which manages, in France, the interbancarity of the bank cards, whatever is the mark.

History

In 1967, 6 Bank S: BNP, CCF, the Crédit du Nord, CIC, LCL and the General society, join to create the first Purchasing card in France: the Credit card.

But it will be necessary to await 1972, so that one is created Groupement d'Interet Economique: the Grouping Credit card. Then the year according to, the grouping joins the american company Bank Americard, which will become VISA, because recall for the little story that in 1974, the international bachelors of the Bank off America found an international company, IBANCO, to manage BankAmeriCard, Inc. outside the United States.

Name VISA is born when company IBANCO becomes International VISA in 1976, the grouping is seen thus associated by means of payment by chart more used with the world.

They are only 10 years later, in 1984, that the Mutual credit and the Agricultural credit unite with them, to create the Grouping of the Bank cards CB . This interbancarity, makes it possible the chart to be accepted in France in all the tradesmen and in all the distributers.

Lastly, in 1986, the introduction of the Smart card, makes it possible France to play a part of world pioneer and to reinforce the safety of the charts.

SAS Credit card

Associated

The creation of SAS Credit card (Joint stock company simplified) date of 2002. There are 40 establishments which form part of it:

  1. Banco Popular France

  2. Banco Popolare di Verona E Novara (France)
  3. Bank Agreement
  4. Bank Bipop
  5. Calédonienne Bank of investment
  6. Chaabi Bank of Morocco
  7. Bank Chabrières
  8. Bank of Discount & Wormser brought together Brothers
  9. federal Bank of the Banque Populaires
  10. French Bank
  11. Bank Martin Maurel
  12. Odier Bank, Bungener, Courvoisier
  13. Bank Pouyanne
  14. BNP Paribas
  15. Deposit and consignment office
  16. Federal Case of the Mutual credit of Maine Anjou and Lower Normandy
  17. Federal Case of the Mutual credit of the Center
  18. CCF
  19. Company Monegasque of Bank
  20. COVEFI
  21. Agricultural credit SA
  22. co-operative Credit
  23. Crédit du Nord
  24. industrial and commercial Credit - CIC
  25. Crédit Lyonnais
  26. Municipal credit of Paris
  27. Municipal credit of Toulon
  28. Entenial
  29. Finter Bank France
  30. Fortis Banks France
  31. GE Money Bank
  32. Groupe Savings banks
  33. ING Bank (France)
  34. Monte Pashi Banque SA
  35. SF2 (La Poste)
  36. Central Société of Mutual Maritime Credit
  37. Loan society Credit to Consumption CAMIF - C2C
  38. Société of the Pass payments - S2P
  39. General society
  40. Sofinco

Leaders

  • Jean-Claude Marelli is president of the steering committee of the GIE Credit card, since June 2004. For this reason, it represents Credit card in Board Régional of Visa HAVE and Board International of Visa.

  • Gerard NEBOUY is administrator of the Grouping Credit card, since April 14th, 1999. The standard general meeting renewed on June 20th, 2003 her mandate for 3 years.

Some figures for the year 2004

  • the French park of charts reached the figure of 28.777.089:

    • national credit cards: 2.410.727
    • international charts: 25.858.773
  • 3,64 billion operations per chart for an amount of 189,1 billion euros
  • the number of payments is of 2,92 billion, for an amount of 140,5 billion euros, with an average amount of 48 euros
  • the number of withdrawals is of 0,72 billion, for an amount of 48,6 billion euros, with an average amount of 67,5 euros
  • 8 transactions out of 10 are payments.

Sources

  • Site of SAS Credit card

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