Authorization of overdraft
The overdraft facility or authorization of discovered makes it possible to mitigate the difficulties of Trésorerie of short duration. It is valid only for one situation Débit rice of a few days per month (in general fifteen days, with variations according to the Banque S). It can be according to the temporary or permanent case, but requires an prior agreement of the bank. This agreement is often automatic, for limited amounts, within the framework of conventions of account. In practice, the overdraft facilities generally constitute in a Avance in waiting of a Revenu. If the overdraft facilities had suddenly been used more than three months consecutive, the bank would be brought either to require immediate refunding, or, if the situation of the customer allows it, to make to him an offer of Consumer credit.
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