Anticipated retirement

In the countries having an insurance reprocesses widespread, the anticipated retirement is one remunerated idle period located between the suspension of community activity and the retirement itself. The financing is generally shared by the communities and the Entreprise S.

The anticipated retirement is used by certain Entreprise S like a tool of renewal or reduction of personnel: it is often less risky for the image of the company than a plan of Licenciement S and less constraining on an administrative level. The anticipated retirement can belong to a Social plan in order to attenuate the number of dismissals and reclassifications to be carried out.

For

Seen anticipated retirement

The anticipated retirement is encouraged by certain State S, in particular Europeans:

an anticipated retirement can sometimes live with wages reduced for the following reasons:

his/her children sometimes left the house and are not thus any more with its load
it often finished paying its apartment (or its house) and does not have any more a credit to refund
it discovers, with the age; peaceful and not very expensive pleasures: gardening, fishing, but especially dialogs with its grandchildren, voluntary help of district, municipal activities or citizens, conferences, writing as a freelance journalist, Internet.

it has in addition the optimal age to benefit from its spare time: the decline remains far, and the anticipated retirement in power is completely conscious maintaining not to be more eternal. The age of the personal ambitions is closed. That to leave a happy trace behind oneself starts.

Seen State

While asking the company to engage an unemployed for each anticipated retirement, the State reduces youth unemployment. As the company also will reduce its expenses (not premium of dismissal to be poured, replacement of a worker experienced by less qualified, certainly, but also less expensive, he asks him to finance partially this anticipated retirement n the other hand. The remainder is financed while not having to pour more the allowance unemployment with the young recruit, but possibly a premium with employment.

The despair of the young people on standby on the job market is reduced, and the risks of swing in the delinquency also: the pensioner presents indeed much less risk than the young person to turn to the delinquency.

Against

It is known that one cannot have “the butter and the money of butter”: the fall of income of the anticipated retirement presents for him some disadvantages. Let us see what it is for the remainder of the company.

The multiplication of the anticipated retirements had as a consequence Logique the increase in the number of Inactifs, and the reduction in the Activity ratio. Consequently, the Régimes of retirement started to have very important deficits as of the Années 1990.

Moreover, the statistics show an absence of correlation between reduction of the employment of the seniors and increase in the employment of the young people. A policy of incentive to the departures in anticipated retirement thus fails to increase employment in the young people.

The anticipated retirement under the Sarkozy presidency

In front of the members of Parliament UMP joined together in the Elysium on Wednesday, June 20, 2007, Nicolas Sarkozy presented the objectives of its mandate, stating in particular that it wished to see disappearance as fast as possible mode of anticipated retirement.

External bonds

premature retirement in Belgium on Wikinations.be

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